Need A Lender For Personal Loans
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  1. #1

    Need A Lender For Personal Loans

    I am looking for a lender who can do personal loans. I have access to over 50 pre-qualified leads a day. We have someone calliing these leads on the phone to pre-qualify them.

    Any lenders?

  2. #2
    Senior Member Reputation points: 78887 Olderguy's Avatar
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    Sep 2021
    Location
    Irvine, CA
    Posts
    2,329

    Not really lenders - they act as brokers dealing with different banks...

    Personal Unsecured Funding: Term loans, LOC, Credit cards. Business Cards and LOC
    Up to $300,000+ combined, per individual These are guidelines only, but tend to get the better
    results.:
    • Credit Score of 700 or higher - For CC funding Credit scores above 720
    • At least 3 active accounts over 3 years of age not counting student loans
    • Verifiable income (W2, Self Employed, 1099, Taxes) Please verify Income
    • Individual Credit history for at least 3 years showing good revolving and/or
    • installment loans.
    • No Bankruptcy within the last 3 years, (must have established credit post-bankruptcy)
    • No collections/ late payments
    • Utilization of revolving accounts is less than 35%, DTI less than 35%.
    • Inquiries: Less than 3 last 6 months, less than 10 last 12 months less than 15 2 years
    How to convert Cards to Cash
    Take advantage of Cards offering 0% interest. and pay off before the introductory offer. Some
    cards offer the option of transferring cash to bank account for a small fee
    https://www.fundinghelp.com/how-to-t...rds-into-cash/

    Business Card Funding:
    Credit Fico Score of at least 720
    Decent blend of Bankcards (Not Retail stores) with good limits
    Business EIN at least 6 months in age

    Jean L. Vann
    Executive Manager
    The Funding Group
    904-559-1791
    jvann@fundinghelp.com
    Website:www.fundinghelp.com

    I am not crazy about their fees...they take 8% and you get everything over that.

    Better than PFG though...
    Steve Benjamin
    Professional Business Loans

    522 Contessa
    Irvine, CA 92620
    steveprobiz@gmail.com
    https://probizloans.net/
    Broker, Underwriter, general business loan expert
    949.228.1050


    @ 24 hour funding working capital loans
    @ Term loans from 3 years to 10 years at 9.5% and up
    @ Equipment financing up to 7 years
    @ Property loans - Hard Money and traditional - Primary, Investment, commercial, land, fix and flip, construction.
    @ SBA loans - 7A and 504.
    @ Private money equity and debt for major investments
    @ Personal Loans up to gross income from personal tax return.

  3. #3
    Thank you so much!

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