I feel your pain.

The quality of submissions as a whole have gone down tremendously (speaking to my brokers, its happening no matter how they adjust their marketing).

We try to put out good offers on the halfway decent files, but some newer funders are hungry and are willing to put the merchant out of business with terms that severely impede their gross (but they dont care)

Im proud to say we do whats right by the merchant 1st and foremost, always.

We are still funding Transportation/Trucking with at least 3 vehicles on the road, and we fund construction of all facets.

Lastly, with our reputation, we proudly have never backdoored a deal. Only MCA scum backdoor deals (same people give mca industry a bad name, like some used car sales lots)

Hopefully something changes. I know some people hate change but its inevitable. Just like the mortgage industry, they needed some sort of regulation. I prefer if it wouldnt, but i know we will do just fine since we always do things the right way...