[alexsmith]

I noticed many people use ACH and Wire Transfers interchangeably as they both solve the same situation.

My question is the following: Which is faster?

I couldn't care less about anything else other than speed. What makes it a complicated comparison is that there only one type of Wire transfer. Its just plain old wire transfer.

With ACH, there's ACH & Same-Day ACH (usually costing extra)

The question here is this:

Is Wire Transfer faster than Regular ACH? Is it faster than same-Day ACH?

Or is Wire Transfer faster than Regular ACH but Same-Day ACH is faster than all, including wires?

Sorry for the confusing explanation, im barely grasping it myself

[Yankeeman07]

NACHA Information

https://www.nacha.org/resource-landi...esource-center

MCA Brokers generally do not qualify for same day ACH

ACH Debit Info

https://www.checktraining.com/fcf