I have a Capitol One Savor card with a $95 annual fee. I am cutting back on dining and do not feel I am taking advantage of the card anymore since I am meal-prepping. I am in good standing with them, always paying in full and early. I am planning to transition to Amex Gold for groceries and travel points. This credit card is not my longest one and was opened in Aug. 2022. It does not make sense to have two annual fee cards. I have had a credit card since Oct. 2019, and I am 24 years old for reference. Has anyone closed their credit card and noticed their credit score was not affected?