[Olderguy]

Gilbert - What's a "traditional" mortgage lender?....be definitive...I have several but they will be full docs, bank statements, 5 year prepay. You can't do primary residence from any lender without a state license or a national bank.

[G2efunding.com]

Thanks Steve my definition as has been requested by a referral was basically a mortgage broker for residential solely not commercial and of course licensed in the state - you are so much more knowledgeable in this arena - however in a traditional mortgage isn't a tax return(s) the support docs for income and of course credit report - I think that is what the client is expecting as far as providing the necessary docs for a cash out refinance - correct me if I'm wrong.
G