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06-27-2024, 05:04 AM #1
- Join Date
- Jun 2024
- Posts
- 5
What is your credit score?
I'm trying to learn how different habits affect credit scores. My score is about 650 and I'm working on raising it by paying off debts and paying bills on time. I know that having a long credit history and different types of credit accounts also matter.
What is your credit score and what simple tips have helped you keep it high or improve it?
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06-27-2024, 09:06 AM #2
Experian Boost can help and it's available on their site - it's free. Credit utilization is best when at 30% of your credit limit or below. You can go to creditchecktrotal.com, pay $1 and get all three reports and scores. You have to remeber to cancel afterwards. That's what i use for all my real estate loans for clients.
Steve Benjamin
Professional Business Loans
522 Contessa
Irvine, CA 92620
steveprobiz@gmail.com
https://probizloans.net/
Broker, Underwriter, general business loan expert
949.228.1050
@ 24 hour funding working capital loans
@ Term loans from 3 years to 10 years at 9.5% and up
@ Equipment financing up to 7 years
@ Property loans - Hard Money and traditional - Primary, Investment, commercial, land, fix and flip, construction.
@ SBA loans - 7A and 504.
@ Private money equity and debt for major investments
@ Personal Loans up to gross income from personal tax return.
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06-27-2024, 11:00 AM #3
- Join Date
- Feb 2017
- Posts
- 3,429
Experian Boost is a waste of time. Nobody checks that FICO model that Experian adds your gas bill to the report.
Creditchecktotal.com is JUST Experian.com, CCT made it notoriously impossible to cancel your subscription, wait on the phone for 3 hours and maybe they'll let you cancel, and they got sued and sold off to Experian.
There's a better service out there, IdentityIQ, @OP you can use my affiliate link: www.abfunders.com/idiq
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