[ridextreme]

Get real.

nah, it's you that needs to "get real", not me. I've been doing this a long time (obv much longer than you).

You're great merchant bounced payments within their first week of being funded. The funder told you there's gonna be a longer waiting period to get paid. If you don't agree with it, hire a lawyer and sue them instead of crying your eyes out on a public forum looking for people to feel sorry for you (and if you do hire a lawyer, he'll probably read the ISO agreement and tell you the funder was within their rights).

This industry doesn't seem like it's a good fit for ya.