Was thinking if a merchant is dead set on activating mandatory reconciliation clause immediately after funding how will that work?

Because technically they can if deposits drop day right after according to the i's and t's of law if fully explored. Defaults do not truly exist as MCA is not a loan and risk leans on funders not merchants according to new case law. With that;

#1 - If a seasoned merchant does this from the gate, how would that affect commission "PAID OUT" if at all? As old rules it is considered a "default" or "lowered-payment". Future commissions could be % like reverses I assume.

#2 - If this catches on and merchants employ this as a regular strategy for savings it would basically produce denials for future funding limiting stacking which is a cure as per old system.

#3 - And if no such thing as a default how will funders classify or recognize reconciliation for what it is vs default or lowered-payment?

Some questions I have...