[Olderguy]

Great suggestions:

May I add that companies may know their products but most don't know how to run their business finances.

Before you review and consider all these alternatives, you need a financial business plan and that's what missing with today's businesses.

Business need a remote CFO to be an ongoing partner to guide them through their options. A remote CPA at $25 an hour is the best investment any company an secure.

Then they aren't being pushed by some broker or another to take some financial product because it can get them quick money or make the most money for the broker which is the norm nowadays.

Here:

https://form.jotform.com/240650559658466

They will want to see the following:

PLEASE MAKE SURE TO BRING THE FOLLOWING::

BOOKKEEPING/JOURNAL ENTRY SOFTWARE
PAYROLL SOFTWARE
BUSINESS CHECKING ACCOUNT(S) – VIEW ONLY
BUSINESS CREDIT CARD(S) – VIEW ONLY
PERSONAL CREDIT CARD(s) – VIEW ONLY

Initial consultations are free.

In addition, there are other funding options available to a new business that most brokers wouldn't normally have any awareness.

Personal loans 80% of gross income with a monthly payment, 3+ years, great rates
Business credit card - I got a trucker $69,000 doing $11,000 a month
HELOC - home equity line of credit....go to a local credit union
Asset based loan....Have a truck or other asset free and clear?
Hard money real estate loan - investment property....1% a month interest only fixed for 10 years.
As mentioned - SBA Micro Loan - up to $50,000