Good afternoon,

My name is Richard Kim here at Essential Funding Group. We are a high risk funder looking to onboard ISOS.

We do B-D paper
2nd-6th position is our sweet spot and strictly do Merchant Cash Advances as a funder.

Our factor rate max upsold ranges from 1.450 1.499 paying 10-12% on the funded. Commissions are paid out every Fridays.
Terms ranging from 3-9 months daily/weekly.
5-10% origination fee ranging on pricing tier

We are a flexible partner who try our best to help our ISO partners fund more merchants.


We fund all states except Utah, California, and New York.

Minimal stips needed to fund.


Here at Essential, our Isos get a seat at the table. Please sign up with us! You won't regret it


Richard Kim
Essential Funding Group
rkim@myessentialfunding.com
https://myessentialfunding.com/partners/