We have been consistently funding credit card sales based MCA since 2005. Our product is far better for merchants as the remittance fluctuates with their sales. We don't double dip on renewals; meaning the merchant nets the full renewal amount instead of paying the existing balance from the renewal amount. We don't charge any origination fee or other junk fees. If you want to build a long term portfolio and care about your merchants Quikstone is an excellent choice.