[Olderguy]

Thanks we have explored those other options we just need a 2nd position for this merchant. He has 740 credit and does not want anything tied under his personal name.

There is a signature loan where the business/assets can be attached.

A personal guarantee loan, the lender can come after personal assets.

I think there is some confusion about this. Explain it to your borrower.

You can do cash do cash out equipment as a signature loan and not a personal guarantee.