Merchants don't want to hear "if it sounds too good to be true, it is." The offer is usually 100x better than any of the MCAs they have been offered.

they're holding out hope.

But as someone above mentioned, the Feds are already wise to it and they are collecting data. when they lower the boom, it'll be too late for those ISOs.....alas, they mostly use fake names and are some rinky-dink storefront that can close down in a half hour. As long as ISOs can open up in 10 minutes and there is no barrier for rep entry, this will continue in some fashion.