[freeprocessing]

If a merchant upfront says they do not want a personal guarantee they usually have intent to default. Most funders guarantee's are as long as the business is open and operating they need to pay the money back. Even with out one we can still try to go after the merchant for our money but if the business is shut down and has no money we cannot collect. The best we will be able to do is put a judgement on the merchant and hopefully get paid at one point in the future.

Thank you for your opinion. I agree in some cases and some cases I disagree. Some merchants who have never taken a cash advance before are weary to have a personal guarantee and has nothing to do with planning on defaulting.

With that being said I am still looking for anyone who does not require a PG.