[Bcooper]

Hey lovely people, had a question for anyone well versed in sba products. I was speaking with a broker who told me he can get a SBA loan for a client with only 1 year of business tax returns , year to date PnL and the typical questionnaire.

And then some other brokers told me they all need atleast 2 years of taxes. Wondering which one is true and if its possible to still get the sba with 1 year of taxes. Merchants been in business since 2022 , 660 credit , $480,000 annual business revenue

And yes, i know steve benjamin handles these types of things. Just wanted to know if it was possible

TIA

as long as they cashflow that first year, its actually easier to do a 1-2 year old start up than an established company.