640 Experian + 2 yrs of biz tax returns = SBA Microloan up to $50k (MCA's ok, Losses on Tax ok, existing loans inc. SBA ok)

Lower credit score requirement than before (690).
Only 8 documents needed to fund (2 yrs taxes, 3 months banks, ID, 2 apps.)
No personal taxes required.
Funds in 10 business days.
Funds received SAME DAY as funding docs signed.

Promo: SBA is waiving all origination fees until Sept. Approved for $50,000... get $50,000 in the bank account.

Monthly payment is approx $810 right now. A month. 120 months, and can be prepaid at any time with 0 penalties.