I have a client he is a certified general contractor looking for a line of credit for $20K. He wants monthly payments. Client states that daily payments are tough in his industry. He has had two prior MCAs which he has paid off. Has been offered 3 MCAs and declined them bc of the daily payments. He wants to start a job which will have an upfront cost ~$20K and will be billed to the government. It's essentially a government project.

TIB 35 years.
FICO: 600
Jan - $85K
Dec - $30K
Nov - $65K

Can anyone recommend a direct funder that can help? Thanks