[hvslv]

Maybe a USDA loan plus the seller financing if they are in a "rural" area. You could wrap a 7(a) for this but no money down, they would need significant assets to collateralize the loan.
Honestly a situation like this is where a business broker & their rolodex shines.

With this information & assuming the appraisal is for the entire property and not the house, the purchase price seems too high which will be another hurdle.

The $780k appraisal is just for the residence.

[mistamca]

The $780k appraisal is just for the residence.

So 120k for the greenhouse, office, and business profit? The fact that the house is a majority of the transaction and does not provide any business value is going to add some complexity to it. Is the property going to cash flow for him? If not, then it is a pretty issue to overcome. While you gave some decent info, I bet there are going to be more hurdles that pop up. This deal smells like someone looking to retire and have their cake and eat it too. I could be wrong and the numbers might pencil out great but I don't see it. I also wouldn't waste time on someone who doesn't have cash to bring to the table.

[hvslv]

Not sure I understand where the $120k came from but the nursery business itself top line was $330k for 2023. The equipment and inventory is estimated at $200k. The green house cost to build in 2017 for $100k. Several interested investors and lenders thanks to this post. Thank you Admins.