Looking for suggestions-

Trucking company looking for around 60k working cap for staffing. North of two million per year revenue and runs ten trucks. Has a first position ABA UCC (factoring). Has a free and clear trailer (client estimated value, 15k or so) they're willing to toss in as collateral. Credit in upper 600s, TIB 9 years.

Would highly prefer term loan but willing to look at all options.

Thanks in advance.