I have a merchant that was funded by Simply in May of 2023. Merchant requested a payoff from Simply today and it has a "stacking" fee added to it. They said since they took money from Delta(His words a ****ty company), that they added a stack fee in October when they reviewed it for a renewal. SO Brokers beware. If simply funds your merchant, and you get another position for them 5 MONTHS LATER, most likely Jacob will be adding a stack fee. Balance was 3K and he adds 2K. Talk about poor business. Said it was added in October. I have a payoff letter from October with no "Stack" fee. Truly watching this industry get gobbled up by money hungry individuals.