[Olderguy]

However, once the loan is funded their direct sales people will start calling the merchant and cut you out of the renewals. I worked for a direct lender that used them for term loans and we cut them off. Clients would call me about Funding Circle calling them once a month for renewals.

You decide if you want to sign up with that kind of funder.

Reach out to TAB bank they do term loans through SmartBiz. Or use SmartBiz. If you decide to submit through SmartBiz I suggest you put "submit to TAB bank" in your submission. I've done that for Cadence bank through them and got funded for a SBA 7A in 25 days.

Oh and they're term loans up to 5 year terms typically.