[BR-Nightmare]

Thanks Steven. Your answers are very helpful.
Always better to do things the right way.

Most Merchants will eventually take a 2nd MCA. When is it viewed as acceptable to provide merchant with a 2nd position?
Confirming Hop/Stacking and Adding another position or the same thing, correct?

Full transparency in your funding request will go a long way.

Some funders can do the deal only if it fits to a point of both affordability for the Merchant and profitability for the Funder.

If you are able to obtain the best affordable deal that the Merchant can take, a second position may not be required.

Now, the concern would be in regards to the Merchant offering 100% transparency with you as well. If their expectations are not managed properly, they can be sabotaged and ruin their own business and their relationship with you.

As a broker, you'd have to truly review their statements and see what their actual average revenue is and what funding amount would be suitable for their business.

I've done deals where the broker submits requesting an offer as second position to a recent funding, the offer we give fits our bucket and has the potential to pay full term.

I've done deals where we come in and when I look at it for a possible renewal, they get stacked to the gils after the fact because the "Merchant" got money hungry.

Be upfront with your submission, manage your Merchants expectations the right way, earn their trust all around and you can build your client into a residual income for yourself.