[Olderguy]

Yes they're making money but taxes show a loss due to taking on new franchises(fees).

This is double speak, they are are not making a profit and if we are to believe all that is posted, they are highly leveraged.

SBA Loans & several MCA's - Additional MCA $$ will push them down further into the rabbit hole.

I agree with you that each location has a EIN , which would make a single consolidation more difficult.
Oh yes, they want better rates and a longer term - Longer term is greater risk for the funder.

Sounds like Micah has a potential solution for Mark.

Dave - I have done SBA 7A loans with a tax return losing money....a franchise fee can be factored in as a one time exclusive payment. In addition, you can pull out officer's salaries, depreciation, interest expense to turn a loss into a profit. If the company cash flows, very possible to fund SBA 7A.