[SendDocsPlox]

EBF lost the edge when they dropped max points from 15 to 12

Vader is more useful than EBF

[MichaelP]

EBF lost the edge when they dropped max points from 15 to 12

Vader is more useful than EBF

15 pts was crucial. So sad. Who is competing with EBF for you rendering them less useful?

[SendDocsPlox]

15 pts was crucial. So sad. Who is competing with EBF for you rendering them less useful?

It depends, all the usual suspects but mileage varies by how much they like your ISO.

Funding Metrics has always been good to me, Forward, I have a good ISO Rep at Delta, Fox is good when they want to be, Velocity CG can compete, Greenbox on their riskier paper, Rival are cool if you've worked with FM a long time in the past and they know you, Zahav are good on the riskier side of the Everest wheelhouse. Vital Cap competes as well but on the better side of the wheelhouse, they wont approve the low spectrum EBF type deals more often than not

Paper quality, position number, deposit count definitely are a factor, still need to abide by the boxes

A 110-130 day deal you have so many options now, plenty of smaller Funders that can do the same approvals if you have the relationship

Vader is still the baby deal GOAT. Wish SuperFast was still doing micro deals JOE

[VitalCapJeff]

15 pts was crucial. So sad. Who is competing with EBF for you rendering them less useful?

VitalCap will compete with your Everest offers.

B/C paper 1st - 4th, sweet spot is 2nd - 3rd's
No inside sales
0% management fess for syndication

Reach out anytime to discuss our updated 2024 guidelines.

[SBF]

Vital Cap is amazing too!

[VitalCapJeff]

Vital Cap is amazing too!

Thank you, Shannon!

You are an amazing partner to work with!!

[FINTEGIC]

Thank you, Shannon!

You are an amazing partner to work with!!

Vital Cap is truly amazing and at one time accounted for 60%+ of my monthly volume. super creative to win deals.

Everest however, they went from offers in 1-3 hours, to offers in24-48 hours. They give aggressive offers on deals others dont, but their offers went from fully vettedUW to soft offers that they kill after you sell it.

But they do what many dont. I think their issue is they kind of moved away from the iso rep personal service to a general support thing, atleast once my rep of 5 years left.

[Yankeeman07]

Vital Cap is truly amazing and at one time accounted for 60%+ of my monthly volume. super creative to win deals.

Everest however, they went from offers in 1-3 hours, to offers in24-48 hours. They give aggressive offers on deals others dont, but their offers went from fully vettedUW to soft offers that they kill after you sell it.

But they do what many dont. I think their issue is they kind of moved away from the iso rep personal service to a general support thing, atleast once my rep of 5 years left.

Have you ever considered it may be called :"Intelligent Underwriting" ?

If you were the person signing the check - is is plausible you would write a check for $10K, $20K, $50K in 20 minutes?

[VitalCapJeff]

Vital Cap is truly amazing and at one time accounted for 60%+ of my monthly volume. super creative to win deals.

Everest however, they went from offers in 1-3 hours, to offers in24-48 hours. They give aggressive offers on deals others dont, but their offers went from fully vettedUW to soft offers that they kill after you sell it.

But they do what many dont. I think their issue is they kind of moved away from the iso rep personal service to a general support thing, atleast once my rep of 5 years left.

Hello Sir, I appreciate the kind words.

And likewise, you are an amazing partner to work with!

Let's finish this month strong!!

[funderca]

Yeah but EBF's origination fee is only 2.49%. Clean.

[Robinhood21]

Depending on deal size