Very well written and straight to the point. People need to realize that in the current economy safe money has a return around 6% (leaving money in a bank account or buying treasuries) making your opportunity cost at least 6%. And the S&P 500 has an average return of 6.45%.

People need to ask themselves what type of return do you need to make for it to be worthwhile to give a stranger your money?

What may be helpful over here would be Supervest publishing each Funders average return over time....