[Zonefund]

Dentist looking to refi recent funding with lower-cost money
$210K existing bal
Mthly revs $300K
TIB 10+ yrs
FICO 800
Bank statements clean
Looking for 18-month term

Direct funders only please.

Aquina health (med deals, 24month terms)
Bankera health group (5 year terms, your best bet)
Iou may touch it as a 1st for 18m
Kapitus may touch it as a 1st for 18m
Biz2credit would touch it but low commish
Fundingcircle (I can sub there but find another iso that can do it for you)

If these reject you should contact Brandon Cooper to get a term loan. If that fails do an sba with Micah abfunders.

[Zonefund]

Also, winglake. They'll touch this. Easily. Low commission though.

[abfunders]

Aquina health (med deals, 24month terms)
Bankera health group (5 year terms, your best bet)
Iou may touch it as a 1st for 18m
Kapitus may touch it as a 1st for 18m
Biz2credit would touch it but low commish
Fundingcircle (I can sub there but find another iso that can do it for you)

If these reject you should contact Brandon Cooper to get a term loan. If that fails do an sba with Micah abfunders.

Please stay away from contacting me to cobroker an SBA. Way too annoying and time-consuming to cobroker and too low of commission to split. I have other types of products that make far more money and take far less headspace than MCAs. This particular deal would be ideal, but I'm definitely not doing an SBA

Everyone always forgets to ask: Is there senior debt already? A LOC or SBA that's already there and that's why they took an MCA? "First position" can also mean "first position MCA" or "first position UCC" depending on who you ask.

[mistamca]

Please stay away from contacting me to cobroker an SBA. Way too annoying and time-consuming to cobroker and too low of commission to split. I have other types of products that make far more money and take far less headspace than MCAs. This particular deal would be ideal, but I'm definitely not doing an SBA

Everyone always forgets to ask: Is there senior debt already? A LOC or SBA that's already there and that's why they took an MCA? "First position" can also mean "first position MCA" or "first position UCC" depending on who you ask.

I'm curious. What would you consider as another product that is "bank quality" and solves the same pain point that a term loan solves?

I think SBAs are amazing once you have a strong network and process but it takes years to build it up