Amount Requested: $100,000

December 2014: $114,132.73 (16 NSF’s/ 5 days in negative) Avg Daily Balance: $22,402
November 2014: $149,978.19 (5 NSF’s/ 0 days in negative) Avg Daily Balance: $14,387
October 2014: $104,012.92 (18 NSF’s/ 5 days in negative) Avg Daily Balance: $13,402
September 2014: $164,175.27 (5 NSF’s / 2 days in negative) Avg Daily Balance: $11,502
August 2014: $51,933.53 (1 NSF/ 0 days in negative) Avg Daily Balance: $4,277
July 2014: $100,490.03 (0 NSF’s/0 days in negative) Avg Daily Balance: $13,996
June 2014: 148,075.10 (0 NSF’s/ 0 days in negative) Avg Daily Balance: $55,596
May 2014: $206,572.90 (2 NSF’s/ 2 days in negative) Avg Daily Balance: $33,783
April 2014: $154,168.86 (0 NSF’s/0 days in negative) Avg Daily Balance: $19,303
March 2014: $114,251.25 (0 NSF’s/ 0 days in negative) Avg Daily Balance: $13,996
February 2014: $80,280.43 (18 NSF’s/ 9 days in negative) Avg Daily Balance: $2,505
January 2014: 84,048.48 (23 NSF’s/ 6 days in negative) Avg Daily Balance: $13,402

Average Daily Balances: $18,212

Total NSF’s: 88 NSF’s in 12 months

How many days in the negative: 12 days



Any thoughts????