[RyanWi]

Has anybody ever worked with ARF Financial?

[Honest_Funder23]

They have there box and for restaurant files they pretty much always come back with the highest dollar amount than a typical a paper lender. The few things i dislike are that they take a while to close front to back and that they pay 4 points upfront, then another 4 points across a 12 month period totaling 8 points overall.

[RyanWi]

Is that for a cash advance or for their business loans? On their website, they list a few different programs.

I just wanted to make sure someone has worked with them before signing up.

I'm looking for more A paper lenders to sign up with that are accepting new ISO's.

[abfunders]

They only pay 4/4 if you join their $1000/year program.
If you go for the regular "referral" partner, it's 3 points.
Anyone should feel free to reach out. I'll put you in touch, and we can do things together until you decide to jump in on the $1000.

[Honest_Funder23]

yeah fortunately for us the $1000/year cost is worth since we fund pretty often with them and so "far" we had zero problems on how they pay or operate.

[fundingsmbs]

4% pay is a joke , $1000 to pay to join anything is a joke. they broker out deals in their FL office is the buzz, so, nothing to see here move on

[abfunders]

4% pay is a joke , $1000 to pay to join anything is a joke. they broker out deals in their FL office is the buzz, so, nothing to see here move on

There's no joke, real estate pays 3 points, and there's no joke there.
Bluevine pays 3 points
When you're dealing with less than "high risk," there's a limit to how much you can charge. When it's rates like 15-18% and a LOC with I/O payments for 6 months, for example (among the other things that they do).

You don't need to pay $1000. If you don't want to pay, they send 3 points. Otherwise, it's really 8 points, 4 on the front-end and 4 on the back.

Anyone who wants to join, please contact me, I'll make the direct connection to their business dev. Or just reference me when you reach out yourselves.

[Olderguy]

Nina Joshi
- - - - - - - - - - - - - - - - - - - - -
Vice President
Phone: (917) 702-5043
Email: njoshi@arffinancial.com
Web: www.arffinancial.com

[abfunders]

Steve isn't interested in making money, clearly.
The difference is that if you "upgrade", then you can also refer brokers, and they pay the referral source (in this case, me) directly as an override. No affects on any of your commissions. If you don't refer a sales agent, then nobody gets those overrides.
Also, if you want a deal to go through me and make more than 3 points, we can work the deal together.

[Olderguy]

A professional would spell out those other options...making snide comments aren't needed or necessary.

During your Jewish year and the holiest holidays this is how you reflect?