[Sean Cash]

So the questions remains: what do you communicate to the merchant to deter them from taking those calls made after your submission? Again, I have my personal techniques and usually have to elaborate as to my cautioning them without saying: "Hey, if you get a phone call let me know because someone is going behind my back." It would almost ruin our credibility and trustworthiness with having their file.

I imagine this kind of situation arises a lot in the mortgage business.