The reason they just "get a 4th" is because they are part of the 99 out of the 100 businesses who won't qualify for anything else. How many 700+ credit scores do you come across that have 4 positions? How savvy of a business owner do you have to be to take out 4 positions? You think they own their home free and clear? You're on an MCA forum trying to pick deals out of the line that is going to the chopping block. You are much better spending this energy at the local banks trying to get their declines. Time is the most valuable thing that we all have.

Sure I'm always game to try and help someone out of the cycle of death(4 positions) but lets be real here...its a 1 out of 100 game. Maybe more. And this is coming from another person who is fully capable of processing any of those types of programs you mentioned. And we make good money doing so. Along with MCA.