IDEA: Sean (DF or Debanked) should provide a certification of sorts where certain tests and background checks are done... those who pass get a "blue check" style on their profile... spot checks (shopped calls) can be performed by calling the business and ensuring the broker/lender are acting according to their "certification"... this website, is the leader in the industry, and could really help clean up the mess.

Or we can wait till the government steps in and does it.