[AlSuede]

Hey good morning! One of the hurdles or adjustments vs MCA companies is that our process can take 25-45 days depending on the product and client app to funding within that time period we issue a pre-approval and a good faith deposit. A customer getting funded during this process will kill a deal. We want to sign up sources who want to get to paid and we pay 2pts for each deal and some of the programs we have are state guaranteed so there's a limit on what we can charge overall. Responsible lending is the message we want to get out were willing to work with credit 600+ but the biggest take away is cash flowing companies and verifiable via tax returns and YE financials.