So does anyone think that all this attention paid to the industry will lead to regulatory oversight? I don't, and here's why: We have a situation where the rates are low, and of course that's driving people into our businesses. Those rates are low to keep it cheap for corporations to borrow money, a clear priority for the current Administration. Moreover, should rates rise, I believe that means our debt payments to our Asian Overlords also rise, which could result in a downgrade of the US credit rating. Of course there's no way that's going to be allowed to happen, so rates will be low until we have an Administration courageous enough to stand the heat. Now, that situation leaves small business in the lurch with respect to funding, and we don't want the appearance that we are doing that either....

.....so my thinking is no regulations, and no raise in rates until Obama is gone. Does that make sense?