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03-16-2023, 01:21 PM #1
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- May 2020
- Posts
- 3
Thoughts on the 4-day work week. Would it work for MCA?
Do you think MCA could ever adopt a 4-day work week? If yes, how would you make it work?
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03-16-2023, 01:36 PM #2
- Join Date
- Jun 2019
- Posts
- 196
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03-16-2023, 01:42 PM #3
- Join Date
- Nov 2022
- Posts
- 54
4 day work week your in the wrong industry my friend be a man
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03-16-2023, 03:40 PM #4
- Join Date
- May 2020
- Posts
- 3
I'm a lady
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03-16-2023, 03:51 PM #5
Ultimately, in this industry 5 day is what will be needed.
You can't do 4 day weeks in the financial industry, that's too much profit left on the table. You can work side by side with the Federal Reserve Holiday Schedule and close on all federal holidays, or offer remote & in office capabilities.
Or, you can make Fridays the day you close earlier.
This isn't anything to do with "woke" or any right or left ideology.
(My previous reply was to rattle the cages of those that posted above.
In this industry, its a shark eat shark world where you can take a day off, but your clients will be bombarded on that day making you risking losing business.
I hope this helps.The Brokers Nightmare
I don't want peace, I want problems, ALWAYS!
Florida-Based
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03-16-2023, 02:00 PM #6
- Join Date
- Nov 2018
- Location
- Miami
- Posts
- 116
I hear SVB is hiring
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03-16-2023, 02:13 PM #7
- Join Date
- Jun 2015
- Location
- Gainesville, FL
- Posts
- 200
Go woke, go broke
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03-16-2023, 03:01 PM #8
- Join Date
- Jun 2019
- Posts
- 44
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03-16-2023, 03:20 PM #9
- Join Date
- Apr 2018
- Posts
- 178
A radical belief system suggesting that our institutions are built around discrimination, and claiming that all disparity is a result of that discrimination. It seeks a radical redefinition of society in which equality of group result is the endpoint, enforced by an angry mob
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03-16-2023, 03:27 PM #10
- Join Date
- Oct 2021
- Posts
- 225
It means being highly stupid with no regards to common sense or logical thinking while also catering to the equally stupid so they do not do harm to you or your business. Examples - The idea Men can give birth (if you disagree you are a bigot), The idea there are more than Men and women, the idea you should hire on ethnicity or gender and not based off qualifications or experience. teaching children about Sex and gender identity in hopes to covert them to another 'gender' or 'sex' , "counter speech is free speech' (new thing) so individuals screaming over you so no one speaks is the idea so no one speaks, idea that everything is racist - Jessie Smollett (remember when that 1st came out?? And after it was found to be fake - crickets), sacrificing business or good practices to appease /virtue signal.
If you need more examples, let me know
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03-16-2023, 03:46 PM #11Steve Benjamin
Professional Business Loans
522 Contessa
Irvine, CA 92620
steveprobiz@gmail.com
https://probizloans.net/
Broker, Underwriter, general business loan expert
949.228.1050
@ 24 hour funding working capital loans
@ Term loans from 3 years to 10 years at 9.5% and up
@ Equipment financing up to 7 years
@ Property loans - Hard Money and traditional - Primary, Investment, commercial, land, fix and flip, construction.
@ SBA loans - 7A and 504.
@ Private money equity and debt for major investments
@ Personal Loans up to gross income from personal tax return.
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03-16-2023, 02:25 PM #12
Have it now.
Monday through Thursday is one week
Friday through Monday is the second week.
4 day work week.Last edited by Olderguy; 03-16-2023 at 02:31 PM.
Steve Benjamin
Professional Business Loans
522 Contessa
Irvine, CA 92620
steveprobiz@gmail.com
https://probizloans.net/
Broker, Underwriter, general business loan expert
949.228.1050
@ 24 hour funding working capital loans
@ Term loans from 3 years to 10 years at 9.5% and up
@ Equipment financing up to 7 years
@ Property loans - Hard Money and traditional - Primary, Investment, commercial, land, fix and flip, construction.
@ SBA loans - 7A and 504.
@ Private money equity and debt for major investments
@ Personal Loans up to gross income from personal tax return.
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03-16-2023, 02:47 PM #13
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03-16-2023, 03:24 PM #14
Yada Yada Trump Biden Republican Democrat, Trump Biden Republican, Democrat.
The Brokers Nightmare
I don't want peace, I want problems, ALWAYS!
Florida-Based
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03-16-2023, 03:29 PM #15
- Join Date
- Dec 2021
- Posts
- 638
5 day work week is best!...a lot of my aggressive brokers (Shout out to Orange County! ) Tell me a weekend makes "1 weak" (i did take a sabbatical for 2 years ---Ill write about it another time...LifeChanger!!) ...
Marcus Clapman
Capybara Capital
marcus@capybarausa.com
www.capybarausa.com
646-708-5986 (Text Friendly!)
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03-16-2023, 03:34 PM #16
- Join Date
- Apr 2017
- Posts
- 96
If your looking to do this, your best shot is to work Monday through Thursday, then tell the merchant not to work with anyone else on Friday, tell them you’ll be back on Monday to help them out and finish the funding. Every other broker company will be eating your lunch on Friday, so you’ll take many losses on merchants and deals that otherwise were yours to fund. Your weekend will be longer and more relaxing though by a 3 day extended relaxation time. Unless the relaxation is offset by the stress as to how much money you lost on deals when you return on the office on Monday through the merchant working with someone else who answered their calls, emails, or got them the money they needed on Friday. Hope that helps
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03-16-2023, 03:44 PM #17
- Join Date
- Jun 2015
- Posts
- 3,326
better question is can you even succeeded working 5 days 9-6 . The amount of after hours emails and text i do is crazy .This morning at 5:36 am i was helping a merchant review the contract and he signed.
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03-16-2023, 03:54 PM #18
When I was in the mortgage industry, I called all the leads I got on the weekend when I got them. Monday morning, I had more credit apps then anyone in the company. Was always number one in the company. It's work ethic.
Steve Benjamin
Professional Business Loans
522 Contessa
Irvine, CA 92620
steveprobiz@gmail.com
https://probizloans.net/
Broker, Underwriter, general business loan expert
949.228.1050
@ 24 hour funding working capital loans
@ Term loans from 3 years to 10 years at 9.5% and up
@ Equipment financing up to 7 years
@ Property loans - Hard Money and traditional - Primary, Investment, commercial, land, fix and flip, construction.
@ SBA loans - 7A and 504.
@ Private money equity and debt for major investments
@ Personal Loans up to gross income from personal tax return.
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03-16-2023, 03:56 PM #19
- Join Date
- Dec 2021
- Posts
- 638
Here is the reality of the broker world. working harder will almost always payoff -- but with my front row seat i can tell you there are brokers that don't work hard but have figured out unique structures that yield great results (Reason #18 many ISO's work with me -- they know i can see how they are example only getting florists but know i wont release the tricks they use..... ) point is that its not always about banging phone all day -- its about if we were on the apprentice and needed to win 30 funded deals this month what plan would we do ... and i am telling some ISO's figured out the best solutions.. but every month I learn more !!
Last edited by MCA-VET; 03-16-2023 at 04:03 PM.
Marcus Clapman
Capybara Capital
marcus@capybarausa.com
www.capybarausa.com
646-708-5986 (Text Friendly!)
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03-16-2023, 03:58 PM #20
- Join Date
- Mar 2020
- Posts
- 22
Yes please do that..promise wont pick your merchants while you enjoy your 3 day weekend
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03-16-2023, 04:38 PM #21
- Join Date
- Feb 2023
- Posts
- 38
I would be happy if there was a 4 day work week... No competition on friday's to get apps? Hell ya!
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03-16-2023, 04:51 PM #22
- Join Date
- Feb 2017
- Posts
- 3,456
happyman's definition is a definition and pretty accurate. I will add that, institutions are hierarchies, and they seek to destroy the bigger concept of all hierarchies, or at least flip the triangle of hierarchy upside down.
Just to point out, that flipping creates its own hierarchy, where everyone seems to equal, but in reality some people are "more equal" than others.
TheUnderwriter's definition is extreme examples that show that the underlying thinking of woke is putrid. However, he also added rhetoric and ad hominem attached which don't add anything to debate or opening anyone up, they just make them defensive.
I prefer definitions
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03-16-2023, 06:23 PM #23
- Join Date
- Oct 2021
- Posts
- 225
Happyman's definition is very accurate. His is high level and mine is the ground floor to dumb it down for people since I cannot tell if First US is part of that stupid group of people and the reason he asked for it to be defined thinking Kpeng cannot define it or if he was generous curious given he never heard of it. I also believe the example add a lot to the debate since given the definition, its not good enough for some people to say what something is, you need to give multiple examples to help show what 'woke' thinking is and help show how stupid these people are. But if someone wants to argue my examples, go for it. Id love for someone to truly explain and enlighten me how a Man can give birth or that Men and Women do not have XY or XX Chromosomes.
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03-16-2023, 06:36 PM #24
You are arguing physiology and not psychology...that's the difference....why does it scare you so much? Why is it your business what anyone else thinks of their body or religion..it's life and yes, education can and should explain that people do think that way....thats the purpose of education, not banning books out of fear. Burning and banning books, controlling what people do with their bodies, forcing your religious and political beliefs on others....that's fascism...just love and let it all be...
Last edited by Olderguy; 03-16-2023 at 07:07 PM.
Steve Benjamin
Professional Business Loans
522 Contessa
Irvine, CA 92620
steveprobiz@gmail.com
https://probizloans.net/
Broker, Underwriter, general business loan expert
949.228.1050
@ 24 hour funding working capital loans
@ Term loans from 3 years to 10 years at 9.5% and up
@ Equipment financing up to 7 years
@ Property loans - Hard Money and traditional - Primary, Investment, commercial, land, fix and flip, construction.
@ SBA loans - 7A and 504.
@ Private money equity and debt for major investments
@ Personal Loans up to gross income from personal tax return.
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03-16-2023, 07:25 PM #25
- Join Date
- Feb 2017
- Posts
- 3,456
It scares me because it tells me that there's no concrete reality. Real people suffer real consequences when there's no reality. Children are exposed to concepts that they shouldn't be aware of. Societies crumble because there are no children born and they're exposed to concepts like they're being told about. They get confused, and third parties tell us that our children are being abused because their innocence is being guarded. Psychological damage is enforced upon them.
Tolerance? Sure. But it needs to end there. When someone pushes the concept that "what's abnormal is really normal", then I have no say and there's no point in fulfilling my life. Because if I did someone "good" it's completely irrelevant, and all of life is nihilistic. That's not education. It also creates dumb people who can't/won't think or can/want to meet goals. For example, if there's no "objectivity," then all doctors are the same, therefore there's nobody to learn from, therefore nobody to race to go to if someone I care about is sick, and nobody else is motivated to become better to be "the best." It's a race to be mediocre, and HUMANS AREN'T MADE FOR THAT. Humans THRIVE on challenge and becoming better and giving and love and relationships that are give/take. If giving doesn't matter, then appreciation for what someone can do for someone is meaningless, and that leads to the breakdown of society.
The psychological basis for all of this gender stuff is based on a idiomatic mistake and changing history that "gender" and "sex" are separate, when in fact they are not. They're synonyms that became separated when the term "sex" started meaning the physical act. What people really mean by "gender" is "temperament" and that is fluid and has tendencies despite the actual physical characteristics that are not fluid.
The basis for breaking down all hierarchies is ... what? Because some people weren't treated fair? Well, that's the point of free speech. To keep the hierarchies in check. Comes the Woke and even destroys that, and you can't have meaningful conversations anymore because they're cancelling you and not letting your point of view have value.
Controlling what people do with their bodies..... Like running a red light? That's also control. Not all control is bad. TOO MUCH control is bad. Again, that's what free speech is supposed to prevent, a dialogue to prevent it from going too far. Yes, that's subjective, but life is a balancing act. Governments go right, they go left, they go back again, swinging back and forth.
It's not fascist to tell people they can't run a red light, it's also not fascist to say that abortion is murder. That could be up for debate, but again, that's the point of free speech.
Forcing religion on people? Yeah, that's the pot calling the kettle black. Public schools are forcing children to watch sexualized drag queens?! They're not not-for-profit, it's a racket (you MUST pay or we put you in jail) run by a certain set of actors with certain values who are terrorizing anyone who "dares" challenge the system and call someone by the wrong pronouns, or (when I was a kid) "dares" to sit out of the Xmas celebrations.
Again, it needs to stop at tolerance. But to force your views on me, what we are calling cancel culture, and calling abnormal "normal" and changing society to cause psychological harm to children because "you" are "uncomfortable" being "normal"... it has got to stop.Last edited by abfunders; 08-20-2023 at 03:24 PM.
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