[aliciaj72]

Good morning

The alternative lending space has not slowed down. Actually, banks are sending more deals to us because they have become more conservative with their lending and interest rates have gone up. Traditional banks do not have the lending capacity. Please let me know if you will need any type of assistance. I am happy to help. Thank you in advance.

Alicia Josshua
5555 Glenridge Connector Suite 200
Atlanta, GA 30342
(678) 786-7201

https://www.nationalbusinesscapital....ner/?ref=99855

[alexd12345]

Good morning

The alternative lending space has not slowed down. Actually, banks are sending more deals to us because they have become more conservative with their lending and interest rates have gone up. Traditional banks do not have the lending capacity. Please let me know if you will need any type of assistance. I am happy to help. Thank you in advance.

Alicia Josshua
5555 Glenridge Connector Suite 200
Atlanta, GA 30342
(678) 786-7201

https://www.nationalbusinesscapital....ner/?ref=99855

Nah. Definitely slowed down. Yes there may be more applications coming through due to banks tightening uo but I am seeing a huge increase in delines and most of my funders tightening up. Rapid was approving everything prior to January and since then havent even seen one approval, even on qualified renewals. Wouldnt be suprised to find out they stopped funding altogether. IOU , CAN and a good portion of my A paper funders have a similar decline rate. Bottom line is the defaults rates are insane accross the board. Whoever hasnt slowed down yet will do so shortly. good news is We got through covid, well get through this god willing

[BR-Nightmare]

Nah. Definitely slowed down. Yes there may be more applications coming through due to banks tightening uo but I am seeing a huge increase in delines and most of my funders tightening up. Rapid was approving everything prior to January and since then havent even seen one approval, even on qualified renewals. Wouldnt be suprised to find out they stopped funding altogether. IOU , CAN and a good portion of my A paper funders have a similar decline rate. Bottom line is the defaults rates are insane accross the board. Whoever hasnt slowed down yet will do so shortly. good news is We got through covid, well get through this god willing

Slow downs indeed, defaults are increasing more and more all around to the point that funders are trying to build as much cash as possible. Funders with LOC's have also being tightening up as their costs are more due to the interest rates growing. This can not come as a surprise. Funders need to adjust accordingly, especially since they are the risktaker here on every file they fund.

[closer129]

If you are looking for more A paper funders especially one like us that work like a line of credit on renewals as well as other types of paper feel free to reach out to me. We did tighten our guidelines a little especially for trucking but for the most part our guidelines always stay around the same with some tweaks to them based on what is going on in the world.

Scott Platto
scott@tmrnow.com
tmrnow.com
212-220-9872

[closer129]

Nah. Definitely slowed down. Yes there may be more applications coming through due to banks tightening uo but I am seeing a huge increase in delines and most of my funders tightening up. Rapid was approving everything prior to January and since then havent even seen one approval, even on qualified renewals. Wouldnt be suprised to find out they stopped funding altogether. IOU , CAN and a good portion of my A paper funders have a similar decline rate. Bottom line is the defaults rates are insane accross the board. Whoever hasnt slowed down yet will do so shortly. good news is We got through covid, well get through this god willing

If you are looking for more A paper funders especially one like us that work like a line of credit on renewals as well as other types of paper feel free to reach out to me. We did tighten our guidelines a little especially for trucking but for the most part our guidelines always stay around the same with some tweaks to them based on what is going on in the world.

Scott Platto
scott@tmrnow.com
tmrnow.com
212-220-9872

[ridextreme]

The alternative lending space has not slowed down. Actually, banks are sending more deals to us because they have become more conservative with their lending and interest rates have gone up.

I don't believe you're a good candidate to say the industry is still thriving if you think the reason merchant's don't go to banks is because the rates have gone up...

[MCA-VET]

I don't believe you're a good candidate to say the industry is still thriving if you think the reason merchant's don't go to banks is because the rates have gone up...

From the daily Sub-Count SPIKE (Jan-time) i can tell you the industry is striving!!.... The requests for Capybara ISO Agreements ...is non-stop!! --I have like a dozen+ ISO's from over the long weekend--that i will get back to today! ..( i did not forget about you!!)....I am seeing raising increase of X-mortgage-brokers getting into our space!!

[ridextreme]

From the daily Sub-Count SPIKE (Jan-time) i can tell you the industry is striving!!.... The requests for Capybara ISO Agreements ...is non-stop!! --I have like a dozen+ ISO's from over the long weekend--that i will get back to today! ..( i did not forget about you!!)....I am seeing raising increase of X-mortgage-brokers getting into our space!!

Sending in files and signing up new ISO's doesn't really mean its striving, maybe starving would be a better world for all the ex-MTG brokers signing up with you lately.

[MCA-VET]

Sending in files and signing up new ISO's doesn't really mean its striving, maybe starving would be a better world for all the ex-MTG brokers signing up with you lately.

When its not striving. Ill be the first to come on here and announce.....last month was a Capybara Capital record funding month.... (and although the industry is coming to CAPY-Ba-Ra for the 200K-3M deals ----January we had a ton of 30-150K deals that the stip list is known to be extremely light (perhaps a little to light for my liking)...

[fundingsmbs]

When its not striving. Ill be the first to come on here and announce.....last month was a Capybara Capital record funding month.... (and although the industry is coming to CAPY-Ba-Ra for the 200K-3M deals ----January we had a ton of 30-150K deals that the stip list is very light (perhaps a little to light for my liking)...

are you an entity owned by newco?