I was able to get in contact with the funder that funded the in and out for echo funding and show him the fake docs Aswell as the text messages that were sent and got my merchant a full refund ! (16,000$) the funder told me that echo funding coached the merchant to not say anything on funding call and not talk about the "line of credit " he was promised . After listening to the funding call it was clear that the funder had no idea what was going on and was telling the truth. Funders be careful with who you fund deals for.