[Olderguy]

I can help you with most of those....why don't you just reach out.

International Factoring Association:
https://www.factoring.org/

Newtek - Line of credit:
collateralized.
$50,000 -$3,000,000
Renewable 1 year term
Minimum 650 credit score (greater above the 650 min the better)
Collateral – Inventory, Operating Capital (cash), Accounts Receivable can be used for collateral
Receivables need to be 80-100% advance rate
Inventory valued 80-100%

Term loans:
Most aren't taking on new ISO's. You need to go through a super broker. Splash Advance is one..they take 2%. FundShop is another but they take a bigger chunk.
They access OnDeck, Kapitus, Headway, etc.
Smartbiz only accesses banks for SBA uncollateralized and Funding Circle for term loans.
Max $350,000 uncollateralized. I've had no problem with them on that program. If they fail SBA, they try term loan with Funding Circle. But beware of Funding Circle - they steal your renewals.

Here's a list of term loan lenders:

https://www.funderintel.com/businessloanlenders

Equipment people:

Some of these I haven't spoken to in a while so personnel may have changed.

Tony Borchello
General Manager
Finance It Forward
phone: (888) 211-2192
mobile: (949) 800-5767
tony@financeitforward.com
www.financeitforward.com

Slim
Joshua Parrishe:
josh@slimcapital.comw:
www.slimcapital.comm:
(310) 499-2562 x203d:
(415) 938-4977

Everlasting
Brian Perry
Finance Manager | Everlasting Capital
603-379-1761
bperry@everlastingcapital.com

Steve Overlock
Vice President,
LendSpark
D 760-683-8099
P (888) 444-7069 Ext. 201
M 760-707-3731
E steve@lendspark.com
W www.lendspark.com

And here's a list of other equpment finance companies:

https://www.funderintel.com/equipment-finance-companies

[Ehenek]

Thank you Steve but I have most of these. I will look into the Equipment side though.
Regarding the Term loans I am looking for something more Traditional similar to Funding Circle However, I reached out to them numerous times and they seem to be very difficult with onboarding. That link you provided is very interesting I will look further into it. I am also familiar with Credibility Capital, which offers EXCELLENT Rates but is very strict about the FICO, DSCR, and Use of Funds.
Anyways, Really do appreciate this I am going to reach out to some of these lenders and vet them out. Thank You again!