[ADiamond]

If it is a DBA account, by which I will assume you mean titled in someone's personal name with a DBA notation on the second title line, then it is a business account and not a personal account.

If DF does year end awards, I would like to nominate you for Most Consistently Reckless About Underwriting and Credit Risk.

The original poster's explanation of whether or not it was a dba account was unclear, hence my post. What did I say that was reckless?

If DF does year end awards I nominate you most credible credit guy in the industry of credit giving - all hail credit guy - most troll-worthy user of DF to join us, another hopeful here from the IB/mortgage industries to school us all on how "it used to be" - if that's the case, you'll fit right in