In my previous life as an underwriter, we counted NSFs by day. If a merchant had 4 NSFs all lumped in on one day, we only counted it as 1. This seems to have been the case with most funders I have been working with.

I just had a very solid merchant declined for NSF because there were 2 days that he had multiple overdrafts on. Thoughts on this...worth fighting or just move to another funder? I'm not looking for a bunch of solicitations for the business - just looking for some direction...would you fight it or is this something that is common practice now?