[FUSIONCAPITAL]

I agree, sometimes things like this need the extra look. What should be more of a concern is are these items being returned?

[ygs]

Unfortunately with many lenders there are Junior underwriters approving/declining deals, and most of them have minimal experience and decline based on amount of NSF/Overdraft charges while not realizing that many come from the same day. I have had multiple issues and have had to help educate the Jr underwriters in cases where they were simply not giving adequate training. In this day and age a lot of lenders only start the underwriting process once contracts are back and therfore it is up to the discression of the Jr Underwriter to put forth the offer/decline