Lines credit are so much more colorful. MCA funders are just a bunch of one trick ponies, but when you get into a line of credit question discussion.... How can you get them qualified? How is their personal credit? Lines of credit often require better credit than MCAs. Almost all banks offer them, so when you ask "who offers lines of credit", you're not a superhero. You're a broker. It's a completely different discussion than MCAs. It's finance, but it's a product that it's trickier to play with. And there are fewer players who take on ISOs. If you're looking for a bank to do it at prime plus spread, you have to know how to do the fee agreement, and how to package it, which bank to approach, and unless it's your full time job, you generally need a cobroker.

Not everyone is qualified for a line of credit, that's why MCAs exist.