As reported by Business Insider, Morgan Stanley is predicting that the price of a barrel of oil will drop as low as $43 a barrel in 2015. If this is true, then the lower gas prices will stimulate the economy. American workers will have more money to spend on Main Street. Main Street will have more money to cover their expenses and purchase equipment etc. The demand for fast cash may drop precipitously.

"The extra cash in shoppers’ wallets and pocketbooks could help generate nearly half a percentage point in added economic growth in the fourth quarter, and roughly $70 billion more in consumer spending over the next year, according to Barclays."

Any thoughts?