There is no comparison with the capital stack platform and colonial. Colonial is just a glorified database. Capital Stack system is very robust with multiple integrations through the system.

Speaking of underwriting you get a page with limited almost no data on Sfs site. With Cap you can pull credit and ruters/clear see live ach transaction ID's , have access to everything in underwriting and have a live feed I to the merchants bank account for daily view.

If your an actual funder or ISO that wants control and exceptional platform for underwriting and servicing etc. there's no comparison cap wins everyone.