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07-12-2022, 12:18 AM #1
Reputation points: 84416
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So the application that the merchant signed you are deliberately falsifying the application?
Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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07-12-2022, 12:23 AM #2
Reputation points: 503040
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- Oct 2016
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07-12-2022, 06:27 AM #3
Reputation points: 84416
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- Mar 2014
- Location
- Florida
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- 2,940
Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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07-12-2022, 10:31 AM #4
Reputation points: 14091
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- Mar 2019
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- 254
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07-12-2022, 10:38 AM #5
Reputation points: 84416
- Join Date
- Mar 2014
- Location
- Florida
- Posts
- 2,940
Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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07-12-2022, 10:59 AM #6
Reputation points: 107104
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- Aug 2016
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- 827
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07-12-2022, 02:02 PM #7
Reputation points: 84416
- Join Date
- Mar 2014
- Location
- Florida
- Posts
- 2,940
A broker that wipes out a merchant's phone number, email, or changes that info , plus changing the date the application was signed -
Yes those would be red flags for me.
If I'm the guy writing the check (which I'm not) I would not accept applications from that broker.
In my Sales Career I've written Life/Health Insurance, SBA Loans, Credit Card/ACH Processing Applications and would never consider changing
or submitting false information to Underwriting.
I can recall a few times before E-Mail - Docu Sign Era traveling back to an applicants Home/Business because I neglected to secure a signature on part of an application.Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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07-12-2022, 04:31 PM #8
Reputation points: 1158
- Join Date
- Apr 2015
- Location
- Morristown, NJ
- Posts
- 100
I have run 3 direct lenders over the last 12 years. It's weird how the people who run their mouth the most have the least clue of what they're talking about. I just explained to you in explicit detail that I don't change anything, not only that but I have extensive experience in actual regulated lending markets and it's common practice to put the agent's phone number in the client's space. I wonder why you sit on an almost-defunct MCA message board all day you boomer.
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Rich McKellar
www.linkedin.com/in/richardmckellar
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07-12-2022, 11:01 AM #9
Reputation points: 10108
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- Apr 2013
- Posts
- 245
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07-12-2022, 11:16 AM #10
Reputation points: 29542
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- Jun 2021
- Location
- miami
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- 436
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07-12-2022, 03:15 PM #11
Reputation points: 84416
- Join Date
- Mar 2014
- Location
- Florida
- Posts
- 2,940
Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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07-12-2022, 04:07 PM #12
protecting your hard work and repore that you established with the merchant, from thieves that backdoor submissions for a couple of extra coins.
in addition protecting your merchant from being bombarded by savages that have no ethics or respect for another iso's hard work.
not every funder in the industry goes through this...but we have alot of snakes in disguise that often takes side deals for pure financial gain...its a shame but very true.
what do you call someone that takes an app and sends it to another iso?
a thiefDisclaimer
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World of MCA
E.V.P Business Development
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"Success is a lousy teacher. It seduces smart people into thinking they can't lose."
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07-12-2022, 04:12 PM #13
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07-12-2022, 04:20 PM #14
Reputation points: 1158
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- Apr 2015
- Location
- Morristown, NJ
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- 100
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Rich McKellar
www.linkedin.com/in/richardmckellar
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07-12-2022, 09:44 AM #15
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07-12-2022, 02:08 PM #16Disclaimer
This message brought to you by:
CraaaCraaa Radio ®
http://debanked.com/merchant-cash-ad...nce-directory/
World of MCA
E.V.P Business Development
___________________________
"Success is a lousy teacher. It seduces smart people into thinking they can't lose."
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07-12-2022, 02:11 PM #17
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07-12-2022, 11:20 AM #18
Reputation points: 1158
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- Apr 2015
- Location
- Morristown, NJ
- Posts
- 100
for the places i suspect of backdooring, absolutely. if I get an offer that is being accepted, then i provide the original to them so that they have the correct contact information. You should shut your mouth sometime. I've been around as long, if not longer than you, and I don't just allow scumbag companies to take my clients from me.Last edited by rmckellar; 07-12-2022 at 11:29 AM.
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Rich McKellar
www.linkedin.com/in/richardmckellar
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07-12-2022, 02:06 PM #19Disclaimer
This message brought to you by:
CraaaCraaa Radio ®
http://debanked.com/merchant-cash-ad...nce-directory/
World of MCA
E.V.P Business Development
___________________________
"Success is a lousy teacher. It seduces smart people into thinking they can't lose."
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07-13-2022, 08:00 AM #20
Reputation points: 338677
- Join Date
- Mar 2015
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- Boynton Beach
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Take it easy on poor Dave. He's having a tough time standing in front of the abandon K-Mart selling BlockBuster Video memberships. He tried to do this online, but the local Panera Bread would not let him use their phone line so he could access the internet using his dial-up modem.
Kevin Henry
VP-Business Development
Seacoast Business Funding, a division of Seacoast Bank
561-850-9346
Kevin.Henry@SeacoastBF.com
1880 N Congress Ave., Suite 404
Boynton Beach, FL 33426
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08-05-2022, 12:54 AM #21
Reputation points: 1157
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- Apr 2018
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- New York City
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deleted
Last edited by R_Trains Delayed; 08-05-2022 at 01:22 AM.