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  1. #1
    Senior Member Reputation points: 84416
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    So the application that the merchant signed you are deliberately falsifying the application?
    Dave Lambert, Business Development
    dave@fcbankcard.com
    Merchant Services Consultant
    High Risk Merchant Payment Solutions
    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  2. #2
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    Quote Originally Posted by Yankeeman07 View Post
    So the application that the merchant signed you are deliberately falsifying the application?
    Shut up, Dave.

  3. #3
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    Quote Originally Posted by WestCoastFunding View Post
    Shut up, Dave.
    It is good to know that you also are a proponent of falsifying applications.
    Dave Lambert, Business Development
    dave@fcbankcard.com
    Merchant Services Consultant
    High Risk Merchant Payment Solutions
    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  4. #4
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    Quote Originally Posted by WestCoastFunding View Post
    Shut up, Dave.
    Lmaoo

  5. #5
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    Quote Originally Posted by Akanner View Post
    Lmaoo
    Interesting to know that you are another broker that believes it is acceptable to change-falsify an application.
    Dave Lambert, Business Development
    dave@fcbankcard.com
    Merchant Services Consultant
    High Risk Merchant Payment Solutions
    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  6. #6
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting to know that you are another broker that believes it is acceptable to change-falsify an application.
    Did that upset you when you still had your broker shop fc financial while working as a iso rep for skyiance?

  7. #7
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    Quote Originally Posted by RickyR3712 View Post
    Did that upset you when you still had your broker shop fc financial while working as a iso rep for skyiance?
    A broker that wipes out a merchant's phone number, email, or changes that info , plus changing the date the application was signed -
    Yes those would be red flags for me.


    If I'm the guy writing the check (which I'm not) I would not accept applications from that broker.

    In my Sales Career I've written Life/Health Insurance, SBA Loans, Credit Card/ACH Processing Applications and would never consider changing
    or submitting false information to Underwriting.

    I can recall a few times before E-Mail - Docu Sign Era traveling back to an applicants Home/Business because I neglected to secure a signature on part of an application.
    Dave Lambert, Business Development
    dave@fcbankcard.com
    Merchant Services Consultant
    High Risk Merchant Payment Solutions
    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  8. #8
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    Quote Originally Posted by Yankeeman07 View Post
    A broker that wipes out a merchant's phone number, email, or changes that info , plus changing the date the application was signed -
    Yes those would be red flags for me.


    If I'm the guy writing the check (which I'm not) I would not accept applications from that broker.

    In my Sales Career I've written Life/Health Insurance, SBA Loans, Credit Card/ACH Processing Applications and would never consider changing
    or submitting false information to Underwriting.

    I can recall a few times before E-Mail - Docu Sign Era traveling back to an applicants Home/Business because I neglected to secure a signature on part of an application.
    I have run 3 direct lenders over the last 12 years. It's weird how the people who run their mouth the most have the least clue of what they're talking about. I just explained to you in explicit detail that I don't change anything, not only that but I have extensive experience in actual regulated lending markets and it's common practice to put the agent's phone number in the client's space. I wonder why you sit on an almost-defunct MCA message board all day you boomer.
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  9. #9
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting to know that you are another broker that believes it is acceptable to change-falsify an application.
    Interesting to know that you think anyone who laughs at you is a criminal. haha

  10. #10
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting to know that you are another broker that believes it is acceptable to change-falsify an application.
    you really are an idiot dave. you arent falsifying an app by whiting out a phone number and email.

  11. #11
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    Quote Originally Posted by Bcooper View Post
    you really are an idiot dave. you arent falsifying an app by whiting out a phone number and email.
    Interesting - what do you call changing a merchants information on an application that was signed by the business owner?
    Dave Lambert, Business Development
    dave@fcbankcard.com
    Merchant Services Consultant
    High Risk Merchant Payment Solutions
    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  12. #12
    Senior Member Reputation points: 49585 CraaaCraaa Radio's Avatar
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting - what do you call changing a merchants information on an application that was signed by the business owner?
    protecting your hard work and repore that you established with the merchant, from thieves that backdoor submissions for a couple of extra coins.

    in addition protecting your merchant from being bombarded by savages that have no ethics or respect for another iso's hard work.

    not every funder in the industry goes through this...but we have alot of snakes in disguise that often takes side deals for pure financial gain...its a shame but very true.

    what do you call someone that takes an app and sends it to another iso?

    a thief
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  13. #13
    Senior Member Reputation points: 117586 ridextreme's Avatar
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting - what do you call changing a merchants information on an application that was signed by the business owner?
    Can a merchant get sued or prosecuted for signing an app with the wrong phone number? Asking for a friend.

  14. #14
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting - what do you call changing a merchants information on an application that was signed by the business owner?
    I just call people like you tools.
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    Rich McKellar



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  15. #15
    Senior Member Reputation points: 117586 ridextreme's Avatar
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    Quote Originally Posted by Yankeeman07 View Post
    So the application that the merchant signed you are deliberately falsifying the application?
    The phone number is nothing. What about all the merchants who submit fake bank statements altogether which is a felony and nothing ever happens to them?

  16. #16
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    Quote Originally Posted by ridextreme View Post
    The phone number is nothing. What about all the merchants who submit fake bank statements altogether which is a felony and nothing ever happens to them?
    that is where stellar uw comes in
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  17. #17
    Senior Member Reputation points: 117586 ridextreme's Avatar
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    Quote Originally Posted by CraaaCraaa Radio View Post
    that is where stellar uw comes in
    I'm talking about the one's that were proven, by UW, to be fake.

  18. #18
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    Quote Originally Posted by Yankeeman07 View Post
    So the application that the merchant signed you are deliberately falsifying the application?


    for the places i suspect of backdooring, absolutely. if I get an offer that is being accepted, then i provide the original to them so that they have the correct contact information. You should shut your mouth sometime. I've been around as long, if not longer than you, and I don't just allow scumbag companies to take my clients from me.
    Last edited by rmckellar; 07-12-2022 at 11:29 AM.
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  19. #19
    Senior Member Reputation points: 49585 CraaaCraaa Radio's Avatar
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    Quote Originally Posted by Yankeeman07 View Post
    So the application that the merchant signed you are deliberately falsifying the application?
    you must be new to the industry. which also tells me that your conversion rate is not the best either.
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  20. #20
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    Quote Originally Posted by CraaaCraaa Radio View Post
    you must be new to the industry. which also tells me that your conversion rate is not the best either.
    Take it easy on poor Dave. He's having a tough time standing in front of the abandon K-Mart selling BlockBuster Video memberships. He tried to do this online, but the local Panera Bread would not let him use their phone line so he could access the internet using his dial-up modem.
    Kevin Henry
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    Seacoast Business Funding, a division of Seacoast Bank
    561-850-9346
    Kevin.Henry@SeacoastBF.com
    1880 N Congress Ave., Suite 404
    Boynton Beach, FL 33426

  21. #21
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    Last edited by R_Trains Delayed; 08-05-2022 at 01:22 AM.



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