[ryan $]

With a credit split the funder receives their money 1st - then the merchant - No ACH Rejects.

That is the purpose of a Lock-Box - Split Funding

The amount of funds they are seeking will be a long reach - but as Quickstone mentioned - if the vendor is paid direct

If the daily comes off the top (ie a split), the balances in his bank still get lower, what happens when he goes negative and racks up NSF charges, and his bank account eventually gets closed....