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02-17-2023, 11:09 AM #11
- Join Date
- Feb 2019
- Posts
- 209
I could never understand CreditBench's box. They really do have the SBA express program down. Personally, I find the express program a complete waste of time to broker. Stricter underwriting, small-dollar commission, and a very small group relative to all other programs.
This rebrand might have different UW guidelines but I highly doubt it. "Upselling" 7a SBAs to MCA crowd is very doable with a relatively high conversion once you understand how they are underwritten. Express SBA is a nightmare unless you have a unique lead source. It is extremely rare that I come across extremely clean/vanilla financials that make it as easy as it is marketed. If it is that clean, then I can take it to any bank and get it done.
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