The recession is projected for the 1st half of 2023 (https://fortune.com/2022/06/13/reces...nterest-rates/)

Assuming Jan 1 recession hits, you have 6.5 months before things go belly up. So to protect myself as much as I can I've been funding max 120 days.

I do believe some of the household names that are funding 150 days+ will take a massive hit. EBF, Forward, and even some of the news guys that are doing some crazy term deals.

This is obviously all speculation but Im taking from what I saw during Covid and trying to scale back in terms of funding.