[TheUnderwritingProdigy]

Ahhh yes... the classic "great client" comment right after they stacked debt. LOL what a winner that client is.
Best advise, move on from people like that. I personally don't tolerate those types of things. I professionally give them a piece of my mind when they do that and explain their actions hurt not only their funding relationships but also the relationships that I've spent years building with my lending partners.

I kindly tell them to kick rocks and **** off.

Agreed. I blacklist new submissions who stack fundings (even on their refi) less than 14 days apart. I also price extremely aggressively in the 1st position to swallow up all the space in the deal. When merchant comes in and stacks, especially right away, the risk of default increases exponentially. There's too many available merchants to lose too much sleep on the ones with bad habits.