[Olderguy]

What are you smelling Older guy, I’m curious now?

I talk to brokers all the time that can't look at the 360 degree viewpoint and really try and see what other options there are but MCA or MCA consolidation. Most of the time I can figure a way out of the MCA dilemma. Like brokers that get SBA denials but somehow I get SBA approvals. Or doing a hard money real estate loan to pay off a bunch of MCA positions. Brokers don't know and don't care - it's all about the points and that business model will ultimately fail...especially when regulation comes marching into this industry. Anybody who says they don't want a SBA loan raises a serious red flag (in my mind suggests the borrower and/or the broker doesn't understand these loans)......like really - why not...? I have a done tons of quick MCA's and then paid them off with a SBA in 60 days. Same thing with hard money property loans. Be a loan officer and look at the big picture.