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04-14-2022, 05:29 PM #1
9%, 15 year loan for homeowner - no lien - Personal Loan
This is a 15 year loan at 8.99% if Fico is below 700. 6.99% if Fico is 700 or higher .
This program requires primary home ownership but NO UCC is filed on the home. No lien.
THIS IS A PERSONAL LOAN...
80% of income on personal tax returns available - up to $250,000
Need Fico score of 680 or better but can adjust with strong financials. Get husband and wife Fico scores.
Not business related, just homeowner related.
Funds in 3 weeks.
Need:
loan application
2 years personal tax returns, 2 years business tax returns
Credit reports from three bureaus - creditchecktotal.com pay $1 and cancel in less than 30 days.
2 paystubs if W-2
Utility bill - proof of occupancy
Just click on this link below and complete the application:
https://app.hellosign.com/s/JljnpJWp
It is considered a homeowner rehab loan but funds can be used for any purpose.
5 invoices at around $50,000 each for inside home remodeling Kitchen remodel, bathroom remodel, replace all lighting and light fixtures, new carpet, new double pane storm proof windows, new heating and air conditioning.
These contractor's invoices will be checked and verified with the contractor for work, invoice number and loan amount.
If there are 4 invoices, 4 loans will go out and homeowner will be making 4 monthly payments. No prepay.
Signed and dated fee agreement with personal bank information. This can be changed for fee percentage.
Money goes into personal bank account and you can use it as you wish.
There are no broker fees in this loan so we have to charge a 3rd party fee agreement which is usually 3%.Last edited by Olderguy; 04-14-2022 at 06:12 PM.
Steve Benjamin
Professional Business Loans
522 Contessa
Irvine, CA 92620
steveprobiz@gmail.com
https://probizloans.net/
Broker, Underwriter, general business loan expert
949.228.1050
@ 24 hour funding working capital loans
@ Term loans from 3 years to 10 years at 9.5% and up
@ Equipment financing up to 7 years
@ Property loans - Hard Money and traditional - Primary, Investment, commercial, land, fix and flip, construction.
@ SBA loans - 7A and 504.
@ Private money equity and debt for major investments
@ Personal Loans up to gross income from personal tax return.
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